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Financial planning can be a daunting task for many of us, ​​people are very hard on themselves when it comes to planning. We think the best way to get started is by committing to one thing, and that is max out your pension contribution. This is one of the best ways to start your financial planning journey, particularly if you are employed by a multinational company. Therefore your employer should be committed to giving you a pretty rounded employee benefits scheme with income protection, and life insurance, and all these other frills and benefits. We believe that whatever you can do to maximize your own personal wealth from there, you should be doing. So we believe step one is having your own goals in mind, followed closely by our second tip- maxing out your pension contributions.

1.Decide your financial goals 

Take the time to figure and understand the ‘what’ and ‘why’ of your financial goals. We advise Making a list of your goals, the relative timeline and cost for each, and then prioritize from top to bottom.

2. Max out your pension contributions

The basic advice we would give in regard to pensions is : to try to put in as much as possible, and  as early as possible.

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